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Biomedical subjects

R Ostuw

Publications and source records attributed to R Ostuw.

8 recordsLinked to original sources

Retiree health care benefits: new rules, new strategies.

Two recent court decisions in a retiree health care benefits age discrimination case are likely to bring changes to employer-sponsored retiree health care. After reviewing the cases and how the Equal Employment Opportunity Commission has responded to them, this article discusses employer implications. Although the court decisions add complexity to retiree health plan design, they also provide employers with the valuable opportunity to analyze the match between their retiree health plans and business needs.

Aged↗

Employers and health plans: purposeful partnerships.

This article discusses the advantages of developing a partnership between the employer and the health benefit vendor. The author explains that there are three types of employer/vendor relationships ranging from the minimal transaction based to the value based and finally to a partnership-based arrangement. Success depends upon whether the chosen relationship strategy supports the business objectives, organizational culture and effective plan execution.

Cooperative Behavior↗

Why employers should care about Medicare+Choice.

This article is an overview of challenges to be considered in new plan designs under Medicare+Choice, as specified in the Balanced Budget Act of 1997. Among the issues discussed are critical financial implications, the business impact, strategic considerations and employee communication. The author also includes a brief description of important specifications of Medicare+Choice.

Aged↗

Dental plan design.

Explore the source record for details and available documents.

Health Benefit Plans, Employee↗

Defined contribution health care: future direction or fantasy?

Will payers embrace defined contribution plans as an alternative to traditional health insurance or is this new approach a pipe dream? Are consumers truly ready to make informed decisions on purchasing their own health care? This article explores barriers to defined contribution health plans, including consumer reluctance to take ownership of buying insurance and a preference for the cost predictability of liberal coverage in employer-sponsored programs versus MSAs or higher co-payment arrangements. For the ultimate form of defined contribution health care to work, several tax and insurance barriers must be overcome. As a practical matter, the author argues that the current employer-sponsored approach is the most efficient system for large employers.

Cost Control↗