@misc{indiciae1f5a25d3d259,
  title = {Borrowing to make ends meet.},
  author = {J Clardy},
  year = {1999},
  doi = {10.1073/pnas.96.5.1826},
  url = {https://pubmed.ncbi.nlm.nih.gov/10051553/},
  note = {Source identifier: 10051553}
}