@misc{indiciae32500dabb03f,
  title = {Defined-benefit retirement annuities: testing competitiveness.},
  author = {B R Ellig},
  year = {1982},
  doi = {10.1177/088636878201400402},
  url = {https://pubmed.ncbi.nlm.nih.gov/10259880/},
  note = {Source identifier: 10259880}
}