@misc{indiciae20d8e2adbb8b,
  title = {Identifying incremental cost in HMO/PPO bid evaluation.},
  author = {R J Annis and J W Holton},
  year = {1986},
  url = {https://pubmed.ncbi.nlm.nih.gov/10275904/},
  note = {Source identifier: 10275904}
}