TY  - RPRT
TI  - Risk segmentation: goal or problem?
AU  - R Feldman
AU  - B Dowd
PY  - 2000
DO  - 10.1016/s0167-6296(00)00051-5
UR  - https://pubmed.ncbi.nlm.nih.gov/11010237/
ID  - 11010237
ER  -