@misc{indiciae7be0ffdab73f,
  title = {Payback programs may cause more harm than good.},
  author = {J B Miller and R A Crittenden},
  year = {2000},
  doi = {10.1097/00001888-200010000-00004},
  url = {https://pubmed.ncbi.nlm.nih.gov/11031134/},
  note = {Source identifier: 11031134}
}