@misc{indiciae1cd04f0138b5,
  title = {HMO profits and quality.},
  author = {S Woolhandler and D U Himmelstein and I Hellander and S M Wolfe},
  doi = {10.1377/hlthaff.20.5.302},
  url = {https://pubmed.ncbi.nlm.nih.gov/11558718/},
  note = {Source identifier: 11558718}
}