@misc{indiciae2160ef9c86af,
  title = {Financial standards for HMOs.},
  author = {Robert J Parsons and Gary Gustafson and Ray D Nelson and Bruce P Murray and Richard B Dwore},
  year = {2002},
  url = {https://pubmed.ncbi.nlm.nih.gov/11875962/},
  note = {Source identifier: 11875962}
}