@misc{indiciaedd5bfef40922,
  title = {Corporate default behavior: a simple stochastic model.},
  author = {Ting Lei and Raymond J Hawkins},
  year = {2002},
  doi = {10.1103/physreve.65.056119},
  url = {https://pubmed.ncbi.nlm.nih.gov/12059659/},
  note = {Source identifier: 12059659}
}