@misc{indiciae0af8492ccb34,
  title = {Our advice? Get a budget!},
  author = {Matthew Brougham and Scott Metcalfe and Wayne McNee},
  year = {2002},
  doi = {10.12927/hcpap..16915},
  url = {https://pubmed.ncbi.nlm.nih.gov/12811116/},
  note = {Source identifier: 12811116}
}