@misc{indiciae71c0c62dc37d,
  title = {Understanding biased selection in Medicare HMOs.},
  author = {Michelle M Mello and Sally C Stearns and Edward C Norton and Thomas C Ricketts},
  year = {2003},
  doi = {10.1111/1475-6773.00156},
  url = {https://pubmed.ncbi.nlm.nih.gov/12822921/},
  note = {Source identifier: 12822921}
}