@misc{indiciaed7cf94f1520b,
  title = {A case for community rating.},
  author = {R A Savage},
  year = {1992},
  doi = {10.1377/hlthaff.11.3.270-a},
  url = {https://pubmed.ncbi.nlm.nih.gov/1398450/},
  note = {Source identifier: 1398450}
}