@misc{indiciae82860e8ae3d6,
  title = {Creating a value-added risk management process.},
  author = {Carl Schmuland},
  doi = {10.2345/0899-8205(2003)37[367:cavrmp]2.0.co;2},
  url = {https://pubmed.ncbi.nlm.nih.gov/14564808/},
  note = {Source identifier: 14564808}
}