TY  - RPRT
TI  - Creating a value-added risk management process.
AU  - Carl Schmuland
DO  - 10.2345/0899-8205(2003)37[367:cavrmp]2.0.co;2
UR  - https://pubmed.ncbi.nlm.nih.gov/14564808/
ID  - 14564808
ER  -