@misc{indiciae72e54a3184c0,
  title = {How consumers exercise control through their bill-paying patterns.},
  author = {P L Stamps and T E Duston and E J Rising and D Allen and M Bondy-Levy},
  year = {1978},
  url = {https://pubmed.ncbi.nlm.nih.gov/149763/},
  note = {Source identifier: 149763}
}