@misc{indiciae6801734ea83a,
  title = {Business planning. Reasons, definitions, and elements.},
  author = {Michael A Cardamone and Mark Shaver and Ronald Werthman},
  year = {2004},
  url = {https://pubmed.ncbi.nlm.nih.gov/15098287/},
  note = {Source identifier: 15098287}
}