@misc{indiciaeb679e6dd03fe,
  title = {Student debt dilemma.},
  author = {W H Fazel},
  year = {2004},
  doi = {10.1038/sj.bdj.4811361},
  url = {https://pubmed.ncbi.nlm.nih.gov/15192712/},
  note = {Source identifier: 15192712}
}