@misc{indiciaeb451959163e4,
  title = {The financial return on education programs.},
  author = {Sue Ellen Pinkerton},
  doi = {10.3928/0022-0124-20041101-03},
  url = {https://pubmed.ncbi.nlm.nih.gov/15584674/},
  note = {Source identifier: 15584674}
}