@misc{indiciaeef715891d286,
  title = {A guide to IRAs: from simple to complex.},
  author = {Kenneth E Hicks and Maria Ferrer},
  year = {2006},
  doi = {10.1016/j.optm.2006.04.113},
  url = {https://pubmed.ncbi.nlm.nih.gov/16858895/},
  note = {Source identifier: 16858895}
}