@misc{indiciaeb7c9b44cc960,
  title = {Preparation makes the difference in loan approval process.},
  author = {Nancy Dirubbo},
  year = {2006},
  doi = {10.1097/00006205-200609000-00003},
  url = {https://pubmed.ncbi.nlm.nih.gov/16971828/},
  note = {Source identifier: 16971828}
}