@misc{indiciae90f0d422d398,
  title = {State responses to HMO failures.},
  author = {J B Christianson and D R Wholey and S M Sanchez},
  year = {1991},
  doi = {10.1377/hlthaff.10.4.78},
  url = {https://pubmed.ncbi.nlm.nih.gov/1778570/},
  note = {Source identifier: 1778570}
}