@misc{indiciaee26efb469de5,
  title = {Workers' compensation cost shifting: an empirical study.},
  author = {C Zwerling and J Ryan and E J Orav},
  year = {1991},
  doi = {10.1002/ajim.4700190306},
  url = {https://pubmed.ncbi.nlm.nih.gov/1826190/},
  note = {Source identifier: 1826190}
}