@misc{indiciae1db6ae0e0cc3,
  title = {Missouri Actuarial Report System (MARS).},
  author = {H Altman and R C Evenson and J L Hedlund and W C Dong},
  doi = {10.1016/0010-440x(78)90065-2},
  url = {https://pubmed.ncbi.nlm.nih.gov/343987/},
  note = {Source identifier: 343987}
}