@misc{indiciaeb4f2b0fce3e0,
  title = {Third-party payment systems: reflections and forecasts.},
  year = {1985},
  doi = {10.14219/jada.archive.1985.0118},
  url = {https://pubmed.ncbi.nlm.nih.gov/3862703/},
  note = {Source identifier: 3862703}
}