@misc{indiciae48c7ca1bebe5,
  title = {On insurance programs.},
  author = {G E Mullen},
  year = {1970},
  doi = {10.14219/jada.archive.1970.0292},
  url = {https://pubmed.ncbi.nlm.nih.gov/5270475/},
  note = {Source identifier: 5270475}
}