@misc{indiciae2a293d20eafe,
  title = {Planning ahead for retirement.},
  author = {G R Hart},
  year = {1970},
  doi = {10.1093/ptj/50.5.737},
  url = {https://pubmed.ncbi.nlm.nih.gov/5431782/},
  note = {Source identifier: 5431782}
}