@misc{indiciaebbdec648f48a,
  title = {Evaluating mortgage loan risk.},
  author = {W D Buel},
  year = {1968},
  doi = {10.1037/h0026238},
  url = {https://pubmed.ncbi.nlm.nih.gov/5681121/},
  note = {Source identifier: 5681121}
}