@misc{indiciaed69d920fc7d5,
  title = {Decision models for credit scoring system cutoff determination.},
  author = {J H Myers},
  year = {1967},
  doi = {10.1037/h0025103},
  url = {https://pubmed.ncbi.nlm.nih.gov/6077192/},
  note = {Source identifier: 6077192}
}