@misc{indiciae3ce01d1c32d8,
  title = {Smoking and insurance.},
  author = {H Lockhart-Mummery},
  year = {1983},
  doi = {10.1016/s0140-6736(83)91719-1},
  url = {https://pubmed.ncbi.nlm.nih.gov/6130321/},
  note = {Source identifier: 6130321}
}