@misc{indiciaeecf3a96fd56d,
  title = {Phasing down your obligations as retirement approaches.},
  author = {L C Beck and V J Kalogredis and D R Sweeney},
  year = {1981},
  url = {https://pubmed.ncbi.nlm.nih.gov/7243293/},
  note = {Source identifier: 7243293}
}