@misc{indiciae5bdb46575726,
  title = {Points made and missed on HSAs.},
  author = {G J Clarke},
  year = {1977},
  doi = {10.2105/ajph.67.6.570},
  url = {https://pubmed.ncbi.nlm.nih.gov/869093/},
  note = {Source identifier: 869093}
}