@misc{indiciae550ca4af5d99,
  title = {Student debt: an inevitable problem?},
  author = {G Hoad-Reddick and J R Heath and P Loughnane and C Sugden and M L Khakharia},
  year = {1996},
  doi = {10.1038/sj.bdj.4809231},
  url = {https://pubmed.ncbi.nlm.nih.gov/8936761/},
  note = {Source identifier: 8936761}
}