@misc{indiciaec361bc247be3,
  title = {Risk adjustment or risk avoidance?},
  author = {J P Kassirer and M Angell},
  year = {1998},
  doi = {10.1056/nejm199812243392609},
  url = {https://pubmed.ncbi.nlm.nih.gov/9862949/},
  note = {Source identifier: 9862949}
}