Liability insurance coverage for nontraditional services.
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A geographically stratified sample of Fellows and Junior Fellows of The American College of Obstetricians and Gynecologists (ACOG) responded to a questionnaire, describing the source, coverage, and cost of their professional liability insurance, and the effects this had on patterns of practice. Most physicians carry primary professional liability coverage, although 6% do not. The majority pay less than $8000/year for a wide variety of dollar coverages. Less than half of the surveyed obstetrician-gynecologists carry excess/umbrella liability insurance, and a majority pay less than $2000/year for this coverage. The liability problem has not had a substantial effect on restricting the number of obstetrician-gynecologists, but it has had a major effect on patterns of practice.
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The authors outline the current position of psychiatrists in the United States regarding their vulnerability to lawsuits for malpractice. They review the various activities of the American Psychiatric Association on behalf of its members, especially its endorsement and supervision of a professional liability program for review and control of losses.