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Retirement reason versus retirement process: examining the reasons for retirement typology.

Studies have often used reason for retirement as an indicator of the pathway leading to retirement. We discuss the conceptual basis for the retirement-reason typology and evaluate the distinctiveness of various reasons for labor force exit by predicting them in a standard model-based analysis. Data are from the 1982 Social Security New Beneficiary Study, and the analysis is limited to men. A number of factors in the model-based analysis have distinctive effects on exit for particular retirement reasons, but health limits increase the likelihood of all types of retirement. We conclude that reasons for retirement only partially capture distinctive retirement processes.

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Retirement differences among the respondents to the retirement history survey.

Recent studies have simulated the effect of changes in the Social Security system on the retirement age of married White men. The retirement decision for single people, Blacks, and women, however, may differ from those of married White men. This study used data for respondents to the Retirement History Survey and found that estimated retirement equations for married Black men and single White women are significantly different from the retirement equation estimated for married White men. Blacks and single White women have substantially lower retirement wealth than married White men, and their Social Security wealth makes up a larger portion of their total wealth. As a consequence, their retirement responses to the changes in the Social Security system are also likely to differ from those of married White men. We found that, relative to married White men, the wealth and substitution responses to the increase in the normal retirement age for Social Security benefit acceptance are larger for single White men, single Black men, and single White women. The results suggest that estimates of the retirement responses of married men to changes in Social Security or pensions are not necessarily representative of the retirement responses of the population as a whole.

Black or African American

The effect of retirement on health services utilization: the Kaiser Permanente Retirement Study.

The relationship of retirement and use of medical services was investigated among members of the Kaiser Permanente Medical Care Program in Northern California. A mailed survey of a 10 percent random sample of members 60-66 years old (N = 10,202) was followed by a telephone interview of (a) all respondents who had planned to retire in the next year, and (b) a random sample of respondents who had not planned to retire: 253 had retired (Retired group) and 238 were still working 20 hours a week or more (Not Retired group). Medical charts were reviewed for one year before and after the retirement date for the Retired group and for one year before and after a randomly assigned anchor date for the Not Retired group. With the exception of urgent care and emergency visits, no significant difference was found between the two groups in overall use of outpatient and inpatient services following retirement.

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Retirement choice and retirement satisfaction.

Retirees from major corporations who reported they retired voluntarily were compared with nonvoluntary retirees to determine the individual factors that led to a voluntary or nonvoluntary decision to retire and the impact of that voluntary/nonvoluntary decision on retirement attitudes and satisfaction. Seven firms provided mailing lists of recent retirees, and 1486 respondents completed questionnaires. Voluntary retirees tended to be persons with higher income, occupation, and health status, who had more positive feelings about retirement and more family support for their decision to retire, compared with nonvoluntary retirees. Voluntary retirees were significantly more likely to have positive attitudes and higher satisfaction in retirement than nonvoluntary retirees. However, health status and preretirement feelings about retirement were more significant predictors of retirement attitudes and satisfaction than the voluntary/nonvoluntary decision. Implications of these findings for preretirement counseling and retirement policies are discussed.

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Retirement self-efficacy: the effects of socioeconomic status, life satisfaction, health, and readiness for retirement.

The purpose of this study is to determine if educational level, occupation, socioeconomic status, life satisfaction, self-rated health, and readiness for retirement are correlated with retirement self-efficacy (RSE). Second, this study investigates whether the combination of these variables gives a better explanation of RSE than does any variable singly. Eight-three retired and 40 pre-retired subjects participated in this study. RSE was measured by the Retirement Self-Efficacy Scale. Higher education, occupational class, socioeconomic level, and readiness for retirement were all found to be positively related to RSE (p less than .05) for the total group. The strongest predictors of RSE were readiness for retirement for the retired group (p less than .05) and life satisfaction for the pre-retired group (p less than .01).

Aged

Pre-retirement life-style and the degree of planning for retirement.

The purpose of this study was to examine the relationship between the pre-retirement life-style of adult men, and both the degree of planning for the retirement years and the decision to retire early. Adult males (N = 360) between 55 and 64 years of age were interviewed about their present leisure life-style and the amount of retirement planning they were doing or had done. In order to determine which demographic, attitudinal and social participation variables predict retirement related behavior, Multiple Classification Analysis (MCA) was used. It was found that socioeconomic status, health, involvement in expressive type organizations, job satisfaction and degree of leisure orientation were associated with pre-retirement attitudes toward retirement.

Attitude

[Early retirement among the 1914 population in Glostrup. Significance of social and health problems in choosing early retirement].

In the population investigation in Glostrup, the 1914 population was examined at the ages of 50, 60 and 67 years. A total of 141 participants at the 67 years examination (106 men and 35 women) stated that they had chosen early retirement prior to transition to old age pensions. The social and health circumstances of these early retirees at the ages of 50 and 60 years are compared with the circumstances in the 243 persons in the cohort (154 men and 89 women) who remained occupationally active until the age for old age pensioning. In the group of early retirees, unskilled men predominated. Out of those who found the occupational environment stressful at the ages of 50 or 60 years, a majority subsequently chose early retirement. Significantly more of the men with abnormal findings in the heart and lungs at the health examinations subsequently chose early retirement. Where the remaining health variables were concerned, no connection could be found with subsequent choice of early retirement. Where the health conditions at the age of 60 years were concerned, a tendency for more frequent choice of early retirement was observed in men with a series of abnormal conditions in the lungs and intestinal tract but no distinct tendency was observed in women. Where both sexes were concerned, an increasing tendency to subsequent choice of early retirement was observed with increasing incidense of cardiovascular risk factors at the age of 60 years. Data concerning low back pain at the age of 60 years did not reveal any connection with subsequent choice of early retirement but may suggest early elimination of persons with low back pain.

Age Factors

Assessing retirement satisfaction and perceptions of retirement experiences.

A 2-part investigation developed a measure of retirement as a life transition. Study 1 generated items from interviews with retirees (n = 40) and service providers. Item analysis with recent retirees (n = 86) produced a 51-item Retirement Satisfaction Inventory assessing 6 areas: preretirement work functioning, adjustment and change, reasons for retirement, satisfaction with life in retirement, current sources of enjoyment, and leisure and physical activities. Study 2 examined a heterogeneous sample of men (n = 159) and women (n = 243) retires. Factor analyses produced internally consistent subscales. Moderate, but acceptable, test-retest reliability was demonstrated. Satisfaction scores correlated with concurrent measures and, together with pre- and postretirement experiences, discriminated 4 groups of voluntary and involuntary retirees. Few effects related to gender, socioeconomic status, length of retirement, and part-time employment were found.

Adaptation, Psychological

Leisure activities of retired persons in the United States: comparisons with retired persons in the People's Republic of China.

This study was undertaken in view of the large and growing numbers of retired persons in the People's Republic of China; the dearth of information about how they spend their time; and the importance of such knowledge in guiding city reform and accomplishing the Four Modernizations and the future cause. The discretionary-activity patterns and rates, the importance of these activities, and their perceived impact upon the health of 551 retired persons and 100 employed workers in Shanghai were compared in order to investigate the role of retirement in China. To assess similarities and differences between retired persons in China and in the West, the activity patterns and rates of retired Chinese adults were compared with retired adults in two samples from the United States (352 from San Antonio and 899 from San Francisco).

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Retirement from work. The recent lowering of retirement age--causes and consequences.

The recent change in early retirement is described and related to the development in social policy, labour market and individual attitudes towards work and retirement. Particular attention is given to the orientation toward life after work in relation to retirement. The development in retirement pattern is seen as an institutionalisation of early retirement.

Age Factors

Availability of retired persons for work: findings from the retirement history study.

The increase in the proportion of retirees in the population has given rise to concern that the financial burden on workers could become onerous. Consequently, considerable interest has developed in encouraging workers to delay retirement until age 65 and beyond. The effectiveness of programs to accomplish this objective would be enahnced by knowledge of the reasons for early retirement and the characteristics of those who have retired. On the basis of three waves of longitudinal data from the Retirement History Study, an availability measure has been constructed to provide estimates of how many recent retirees would be likely, given the opportunity, to return to work. Incorporating information on perceived income adequacy and work attitudes, the measure is applied in this article to men and women aged 62 to 67 in 1973 who had retired since 1969. An initial screening to determine those with work limitations removed half the retirees from consideration, and the measure indicates that relatively few of those remaining would have been readily available to return to work.

Age Factors

A follow-up study of non-retired and retired members of the Danish Carpenter/Cabinet Makers' Trade Union.

A 6 years follow-up study of mortality among Danish carpenters and cabinet makers (40 000 persons) shows an SMR of 82 in the group of non-retired and an SMR of 70 in the group of retired union members. No major causes of death except nasal cancer were significantly above the national average. Problems of methodology in using retired workers in the occupational mortality studies are discussed.

Accidents

Higher education in retirement: The Institute for Retired Professionals.

This paper indicates the failure of our society to educate its citizens in the "worthy" use of retirement leisure. It contends that educated retirees should be offered an opportunity to function in creative, dignified and self-directed roles on university campuses. It describes the program of the Institute for Retired Professionals at The New School for Social Research in New York City, which has been functioning since 1962 and now serves as a model for a growing number of university programs for retirees. At the IRP educated retirees have found a new way of spending their retirement years in dignified roles as teachers, leaders, administrators and participants in their own inner university.

Academies and Institutes

[Impact of social and health factors in the forecast of work activity of female workers of pre-retirement and retirement age receiving social benefits].

On the basis of a complex social and hygienic study along with the use of modern mathematical statistical methods the role of working and living conditions and health status of female workers having social benefits at chemical fibre production plants was demonstrated within the forecast of their labour activity when retired. Social factors, such as material remuneration and working conditions, were of primary importance in labour forecast for female workers before their retirement. Favourable working conditions and average material security level could ameliorate the labour forecast more than by 4 times.

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